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Here is a table that depicts and compares the credit card balance transfer features offered the topmost credit card issuers in India. Axis Bank | 1% of transfer amount or Rs.199, whichever is higher | 0% | 3 State Bank of India | 2% of transfer amount or Rs. 199 whichever is higher if the period is 60 days and zero if the period is 6 months | 0%-1.7% | 60 Days-6 Standard Chartered Bank | NA | 0.99% | 6 Months Punjab National Bank | Rs.172 or more depending upon the transfer amount | 0.99% | 6 Months Kotak Mahindra Bank | Rs. 349 per Rs. 10000 | 0% | NA HSBC (Convert due payment to EMI) | 1% (minimum Rs. 149) | 0.99% for tenures between 3-12 months 1.25% for tenures 18 months

and 24 months | 3,6,9,12

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or international transactions. Talk to your bank to allow these types of transactions, then retry the credit card (option A below). Or, enter a new card that does allow internet or international transactions (option B below). * You exceeded the maximum number of charges the card can receive in a period. Talk to your bank to find a solution, then retry the credit card (option A below). Or, enter a new card (option B below). * Your bank may not support Strong Customer Authorization. Strong Customer Authorization is required to authenticate your card or payment in the European Union. Talk to your bank to find out if your bank supports Strong Customer Authentication. Otherwise, you’ll need to

use another payment

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